Verizon Prepaid Instant Pay
Designing a faster guest payment experience for prepaid users with modern payment options and split-pay flexibility.
COMPANY
Verizon
ROLE
Senior UX/UI Designer
sTAKEHOLDERS
Business Team
Dev Team
Legal Team
Content Team
Design Team
Timeline
May - Dec 2026



Summary
Problem
The existing prepaid payment journey created friction during a time-sensitive task: users wanted to pay fast, confirm quickly, and leave.
Opportunity
Expand Instant Pay into a more flexible guest checkout flow by introducing PayPal, Apple Pay, and split payment modes alongside existing refill card and debit/credit options.
Solution
I redesigned the payment experience to reduce friction, simplify decision-making, and support multiple payment pathways in a way that still feels trustworthy, understandable, and easy to complete.
Outcome
The result is a more scalable payment architecture built around speed, confidence, and payment flexibility designed to improve completion and support a broader set of prepaid user behaviors.
Context
From explorations to final designs in 5 weeks while working with multiple projects at the same time
Background
Wthr leverages artificial intelligence to optimize your daily schedule, ensuring maximum productivity and work-life balance. The app seamlessly integrates with your existing calendar and task management tools, using advanced algorithms to prioritize tasks, suggest optimal times for meetings, and provide smart reminders.
What this project actually is:
A high-stakes prepaid payment redesign that enables guest checkout, introduces modern payment methods (PayPal / Apple Pay), and supports split payments across methods.
That is a very strong portfolio story because it includes:
Business value → increase payment completion + convenience
User value → pay without signing in
Complexity → multiple payment methods
Advanced UX → split payments
Trust-sensitive flow → money + confirmation + error states
System thinking → reusable payment patterns
This is way more senior than a normal “checkout redesign.”
The correct senior-level case study narrative
Use this as the core thesis:
Verizon Prepaid Instant Pay reimagines prepaid top-up as a faster, lower-friction guest payment experience—expanding payment flexibility with PayPal, Apple Pay, and split payment options while preserving trust, clarity, and completion confidence.
That sentence is gold.
That’s what the case study should orbit around.
Updated final case study structure (based on the real objective)
This is the actual structure I recommend now.
1) Cover / Hero
Title:
Verizon Prepaid Instant Pay
Subtitle:
Designing a faster guest payment experience for prepaid users with modern payment options and split-pay flexibility.
Meta row:
Role: Product Designer / UX Designer
Scope: Payment flow, guest checkout, IA, interaction design, component systems
Platform: Responsive Web
Focus: Speed, trust, payment flexibility, completion confidence
2) Executive Summary (new refined version)
Use this exact structure:
Problem
Prepaid users needed a faster way to add funds without the friction of signing in, while the existing experience lacked support for newer payment behaviors and more flexible payment combinations.
Opportunity
Expand Instant Pay into a more flexible guest checkout flow by introducing PayPal, Apple Pay, and split payment modes alongside existing refill card and debit/credit options.
Solution
I redesigned the payment experience to reduce friction, simplify decision-making, and support multiple payment pathways in a way that still feels trustworthy, understandable, and easy to complete.
Outcome
The result is a more scalable payment architecture built around speed, confidence, and payment flexibility—designed to improve completion and support a broader set of prepaid user behaviors.
3) Objective (Use your screenshot here)
Your screenshot should be used almost directly, but rewritten to sound senior.
Rewrite this section like this:
Objective
Prepaid Instant Pay was designed to make it easier for users to add funds to their account without signing in, reducing friction for a task that is often urgent and repeat-driven.
The work focused on expanding the payment ecosystem by introducing PayPal and Apple Pay alongside existing refill cards and credit/debit cards. It also explored single and split payment modes, allowing users to combine multiple payment methods in one transaction.
The design challenge was not just adding options—it was ensuring that more flexibility did not increase cognitive load, hesitation, or drop-off in a high-trust payment flow.
🔥 This last line is what makes it senior.
4) Why this mattered (Business + User framing)
This section is now much stronger because of the objective.
Example copy:
For prepaid users, adding funds is often a quick, task-oriented action—not a journey they want to spend time navigating. Requiring sign-in creates unnecessary friction, especially for users who want to complete a payment fast and move on.
At the same time, payment expectations have evolved. Users increasingly expect faster, familiar options like Apple Pay and PayPal, and some scenarios require more flexibility than a single funding source can provide.
This project aimed to balance those expectations:
make the experience faster
make payment more flexible
preserve clarity and trust
keep the flow simple despite added complexity
5) Problem framing (make it strategic)
This section should explicitly show the design challenge.
Use:
Core challenge
How might we expand Instant Pay into a more flexible guest payment experience—without turning a simple prepaid top-up flow into a complex checkout?
Design risks introduced by the new objective
More payment options = more decision complexity
Split payments = more cognitive load + validation complexity
Guest checkout = less account context / fewer built-in trust anchors
Payment flows = higher sensitivity to errors, confusion, and abandonment
This is the kind of framing that makes a hiring manager think:
“Okay, this person understands product complexity, not just screens.”
6) Existing experience audit
Now your audit should specifically focus on what breaks when adding flexibility.
Look for these in Figma:
sign-in dependency
limited payment methods
rigid single-method assumption
unclear summary / review
weak error or recovery states
poor handling of guest context
Section title:
Auditing the existing payment experience
Example copy:
Before introducing new payment behaviors, I audited the existing Instant Pay flow to identify where the current architecture would break under additional complexity. The original experience was optimized for a narrower set of payment paths, which meant simply layering in more options would have increased friction instead of reducing it.
That’s senior-level product thinking.
7) Information architecture (this is now critical)
Because the project has:
guest flow
multiple methods
split pay
IA is a huge differentiator.
Suggested IA framing:
Existing model
Identify account / phone
Enter payment info
Review
Submit
New model
Identify prepaid account
Choose payment mode
Single payment
Split payment
Select payment method(s)
Validate amount allocation
Review transaction
Confirm / success / recovery
Why this matters:
You need to explicitly show:
The problem wasn’t just screens—it was flow architecture.
8) Key design decisions (updated to fit the real project)
This is your strongest section.
Use these 5 decisions:
1. Reduced guest-entry friction
Designed the experience so users could add funds without sign-in, preserving speed for a highly task-driven flow.
2. Introduced modern payment methods without overwhelming the user
Integrated PayPal and Apple Pay into the payment architecture while maintaining a clear primary action path.
3. Designed split payments as a guided interaction, not a power-user trap
Split payments can quickly become confusing. I structured the interaction to help users understand how amounts are distributed across methods, while keeping the mental model simple.
4. Rebuilt the review step around confidence
When users combine payment methods, the review step becomes more critical. I prioritized clear summaries, amount breakdowns, and visible confirmation cues.
5. Translated the flow into reusable patterns
To support future scalability, the flow was built around reusable components and consistent interaction rules rather than one-off screen decisions.
🔥 This is excellent portfolio material.
9) Split payment deserves its own spotlight section
This is the signature move of the case study.
Add a dedicated section:
Designing for split payments
Why:
Most portfolios won’t have this.
This makes your work stand out immediately.
Example copy:
Split payment introduced the highest UX complexity in the project. Unlike single-method payments, users now needed to understand:
how payment amounts are divided
whether all methods were valid
whether the total still matched the required balance
what happens if one source fails
The design challenge was to make a multi-step financial decision feel as intuitive as a single payment.
Show:
amount allocation UI
validation states
edge cases
review summary
errors / fallback
This section alone can make the project feel much more senior.
10) Interaction design / States
For a payment project, show states like a pro.
Must include:
default state
selected payment method
Apple Pay selected
PayPal selected
split payment selected
amount mismatch validation
incomplete split allocation
payment processing
success
failure / retry / fallback
Example section title:
Designing for confidence across critical states
This is strong.
11) Trust, clarity, and accessibility
Because this is money, you should explicitly say:
Example:
In payment flows, trust is part of usability. Every added option increases flexibility, but also increases the potential for hesitation. I used clear hierarchy, concise labels, explicit summaries, and predictable state feedback to ensure that more capability didn’t come at the cost of confidence.
This is the kind of sentence that sounds senior/staff.
12) Components / System thinking
Your Figma has a Components Library section. Perfect.
Frame it like:
Rather than designing each screen independently, I translated the flow into a set of reusable payment patterns—supporting consistency across single-pay and split-pay paths while making the system easier to extend over time.
Show:
payment method cards
selected / unselected states
split allocation inputs
amount summary blocks
alerts / validation
confirmation blocks
CTA logic
13) Outcome / Impact (honest but powerful)
If you don’t have metrics, do not fake them.
Use this:
Design outcomes
Reduced friction for prepaid users by removing sign-in dependency for Instant Pay
Expanded payment flexibility with modern, familiar methods
Made multi-method and split payment scenarios easier to understand
Increased confidence in review and confirmation moments
Established a more scalable foundation for future payment enhancements
That’s clean and believable.
14) Reflection / What next
Example:
If this were taken further, I’d explore:
saved preferences for repeat prepaid users
smarter suggested split allocations
balance-aware recommendations
fallback handling when one payment method fails mid-flow
A/B testing around review density, trust cues, and guest entry patterns
Your left nav should now be this (Framer version)
Use this exact list:
Cover
Summary
Objective
Why It Matters
Challenge
Audit
IA
Key Decisions
Split Payments
Interactions
System Design
Outcomes
Reflection
This is much better than exposing raw Figma doc names.
Most important: what NOT to do
Don’t make it look like:
“Here are all my Figma sections”
“Here are all my reviews”
“Here are all my screens”
“Here are 25 process images”
Instead:
Curate it into a story of decision-making.
That is what senior portfolios do.
The strongest one-line portfolio pitch for this project
Use this anywhere:
A guest-first prepaid payment redesign for Verizon that introduced Apple Pay, PayPal, and split-payment flexibility without sacrificing speed, trust, or completion confidence.
Put that in:
hero
project card teaser
LinkedIn post
recruiter conversations
My honest take
This project is much better than it first looked.
Because it includes:
guest checkout
payment method expansion
split payment complexity
trust-sensitive flow
IA redesign
systems thinking
That means this can become one of your best portfolio case studies if we structure it right.
Objective
Prepaid Instant Pay was designed to make it easier for users to add funds to their account without signing in, reducing friction for a task that is often urgent and repeat-driven.
The work focused on expanding the payment ecosystem by introducing PayPal and Apple Pay alongside existing refill cards and credit/debit cards. It also explored single and split payment modes, allowing users to combine multiple payment methods in one transaction.
The design challenge was not just adding options—it was ensuring that more flexibility did not increase cognitive load, hesitation, or drop-off in a high-trust payment flow.
Process
This category details the step-by-step approach taken during the project, including research, planning, design, development, testing, and optimization phases.
Research & Planning
Design & Prototyping
Development & Implementation
Testing & Optimization
Solution
The resulting AI-powered scheduling app offers a seamless user experience, allowing individuals and businesses to effortlessly manage their schedules.
Intelligent Scheduling
AI algorithms analyze user preferences, availability, and priorities to generate optimized schedules.
Calendar Integration
Seamless integration with popular calendar platforms such as Google Calendar and Outlook, ensuring synchronized scheduling across devices.
Personalization
Customizable settings allow users to tailor scheduling preferences and priorities to their unique needs.
Results
Here, the outcomes and achievements of the project are highlighted, including user feedback, adoption rates, and industry recognition.
Increased Efficiency
Users report significant time savings and improved productivity through optimized scheduling recommendations.
Positive User Feedback
High user satisfaction ratings and positive reviews highlight the app's intuitive interface and powerful AI capabilities.
Growing User Base
The app quickly gained traction among individuals and businesses worldwide, with a steady increase in user adoption and engagement.